| 国 | guó | country; nation; state; national; CL:个; surname Guo |
| 民 | mín | the people; nationality; citizen |
| 年 | nián | year; CL:个 |
| 金 | jīn | gold; chemical element Au; generic term for lustrous and ductile metals; money; golden; highly respected; one of the eight ancient musical instruments 八音; surname Jin; surname Kim (Korean); Jurchen Jin dynasty (1115-1234) |
| 保 | bǎo | to defend; to protect; to insure or guarantee; to maintain; hold or keep; to guard; Bulgaria; Bulgarian; abbr. for 保加利亚 |
| 险 | xiǎn | danger; dangerous; rugged |
| 国民 | guó mín | national |
| 年金 | nián jīn | annuity; pension; superannuation |
| 保险 | bǎo xiǎn | insurance; to insure; safe; secure; be sure; be bound to; CL:份 |
